These Terms of Service (“Terms”) constitute a legally binding agreement between you (“you,” “your,” or “User”) and OrbitBack, Inc. (“OrbitBack,” “we,” “us,” or “our”) governing your access to and use of OrbitBack’s websites, applications, products, and services (collectively, the “Services”).
By accessing or using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms.
OrbitBack provides technology that enables users to view, analyze, and optimize spending behavior, including the identification of potential cashback, rewards, or savings opportunities. The Services may aggregate financial data from user-connected financial institutions through third-party data providers such as Plaid.
OrbitBack is not a bank, lender, broker, financial advisor, or payment processor.
You represent and warrant that:
OrbitBack reserves the right to refuse service or terminate access if eligibility requirements are not met.
To access certain features, you may be required to create an account.
You agree to:
OrbitBack is not responsible for losses resulting from unauthorized account access due to your failure to safeguard credentials.
By creating an account and providing your phone number, you consent to receive SMS messages from OrbitBack related to:
SMS communications are transactional in nature and are used to support access to and security of the Services.
Message frequency varies based on login activity and account usage.
Message and data rates may apply.
OrbitBack uses Plaid, Inc. (“Plaid”) to facilitate secure connections to financial institutions.
By using the Services, you expressly authorize:
OrbitBack does not receive, store, or have access to your bank login credentials.
Your use of Plaid is governed by Plaid’s End User Privacy Policy and Terms of Use.
Your use of the Services is subject to OrbitBack’s Privacy Policy, which describes how we collect, use, store, and protect personal information.
We implement reasonable administrative, technical, and physical safeguards designed to protect user data, including encryption in transit and at rest, access controls, and logging.
You agree not to:
OrbitBack reserves the right to investigate violations and take appropriate action, including suspension or termination.
All information provided by OrbitBack is for informational purposes only.
OrbitBack does not provide:
You are solely responsible for decisions made based on information provided through the Services.
Any cashback, rewards, or offers displayed are:
OrbitBack does not guarantee the accuracy, availability, or fulfillment of third-party offers and is not responsible for disputes between users and third parties.
The Services may link to or integrate with third-party services.
OrbitBack:
Your use of third-party services is at your own risk.
All content, software, trademarks, and intellectual property related to the Services are owned by OrbitBack or its licensors.
You are granted a limited, non-exclusive, revocable license to use the Services solely for personal, non-commercial use.
The Services are provided on an “as is” and “as available” basis.
OrbitBack may:
We do not guarantee uninterrupted availability.
OrbitBack may suspend or terminate access to the Services at its discretion, including for:
You may discontinue use of the Services at any time.
To the fullest extent permitted by law:
You may request deletion of your OrbitBack account and associated personal data at any time.
At this time, account deletion requests are processed manually. To request deletion, you must contact us at support@orbitback.com using the email address associated with your OrbitBack account.
Upon verification of your request, OrbitBack will:
OrbitBack may retain certain information as required to:
OrbitBack is actively developing self-service account deletion functionality, which will be made available in a future release of the Services.
To the maximum extent permitted by law, OrbitBack shall not be liable for:
Total liability shall not exceed the amount paid by you to OrbitBack in the preceding 12 months (if any).
You agree to indemnify and hold harmless OrbitBack, its officers, employees, and affiliates from claims arising out of:
These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles.
Any disputes shall be resolved exclusively in the state or federal courts located in California.
We may update these Terms periodically. Continued use of the Services after updates constitutes acceptance of the revised Terms.
For questions or concerns regarding these Terms:
OrbitBack, Inc.